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Destination Dangers: Addressing Pollution Exposures in the Hospitality Industry
October 27th, 2025
Guests staying at prominent hotels across the country contracted something they likely never suspected they would get during their stay, Legionnaires Disease. Guests were sickened, and some even died, due to exposure to the Legionella bacteria lurking in hotel water systems. Pollution incidents like these result in lawsuits, investigation and remediation costs, business interruption and damaged reputations for hotels. They are likely losses that are not going to be covered under standard insurance lines, due to pollution exclusions. Lodging is a segment within the hospitality industry, and can include properties such as resorts, hotels, motels and hostels. In addition to hosting travelers, they can also host events and conventions. With all of the operations and services that are provided through lodging businesses, there are several potential...
Louisiana Red Mud Leak Draws Regulators’ Attention
October 7th, 2025
Residents along Louisiana’s River Parishes learned recently that a sprawling alumina refinery near Gramercy had quietly been releasing caustic “red‑mud” waste into public waterways for months. Inspections by the Louisiana Department of Environmental Quality (LDEQ) revealed multiple breaches in the levees that encircle several manmade lakes holding the...
Texas Mold Law Changes
October 1st, 2025
Senate Bill 1255 took effect Sept. 1, 2025, and significantly rewrites Texas’ rules for mold assessors and remediators. The law amends Chapter 1958 of the Occupations Code, and the Texas Department of Licensing and Regulation (TDLR) is now reviewing the...
Mind the Gap: Addressing Coverage Gaps Left by Pollution Exclusions
October 21st, 2025
Pollution exposures may vary from one type of business or industry to another, but one thing they all have in common is that they won’t be properly covered under an insured’s standard lines of insurance. Pollution exclusions, whether they are a total exclusion or provide some form of limited giveback, leave insureds with critical coverage gaps that...
Unsanitary Nursing Home in Des Moines
September 30th, 2025
Iowa inspectors delivered a disturbing report on a 52‑bed nursing home in Des Moines. Their inspection found conditions that would make any business owner shudder...
Mold Crisis at West Palm Beach Police Headquarters
October 14th, 2025
Hundreds of officers report illnesses...